The 2003 agreement excluded compensation for property damage suffered by victims of accidents caused by unidentified and uninsured drivers if the applicant`s vehicle was also not insured. Both the 2017 agreement and the 2015 uninsured driver contract endorsement remove this exclusion, so that the plaintiff is entitled to compensation even if he suffers significant personal injury. mib.org.uk/media/350342/2017-untraced-drivers-agreements-england-scotland-and-wales.pdf In 2013, the government launched a consultation process to review agreements for uninsured and unsured drivers, and changes to the 1999 uninsured driver contract came into effect on August 1, 2015. The 2003 Untraced Drivers Agreement (the 2003 agreement) has also been amended and the new Untraced Drivers Agreement 2017 (the 2017 agreement) applies to all accidents that occurred on Or after March 1, 2017. The revocable agreement would have allowed the MIB to reject all applications from legal representatives, contrary to the applicant`s direct requests, to the extent that the drafting of Article 10, paragraph 1, was manifestly involuntary, in which it was stated that “and no other person” could submit the application form and fulfill the various obligations conferred on them by the agreement. If an aggrieved person is unable to identify the driver of another vehicle`s error, it is the agreement that governs his or her compensation rights. In many cases, this is due to the fact that the accident was a classic hit and run; Indeed, the MIB stated that 12% of the accidents in which the accident was reported to the police and that one person was injured were such “hit and run” accidents. (This statistic is not as important as it seems to blush at first glance; the majority of relatively minor traffic accidents are not reported to the police; the reason such accidents are reported is that the other vehicle went down without starting, so it is to some extent a criterion for self-selection). No information about the defective vehicle or driver was generally received or recorded, so the only option for an injured person would be the Untraced Driver`s Agreement. Property damage will be paid for losses worth 400 $US that will be in effect under the 2017 untraced drivers agreement.
Under the 2003 agreement, the MIB was required to pay interest on premiums from the day after the police report was received or the date of receipt of the police report, if it had been immediately requested. The 2003 agreement excluded any claim if an applicant had not reported the accident to the police within a specified time frame. However, the 2017 agreement only requires the applicant to report the accident to the police if the MIB reasonably requests them to do so and has a right of appeal if it believes the request for notification is not appropriate. The Motor Insurers Bureau has released the new Accord untraced Drivers 2017 and an endorsement to the 2015 uninsured agreement. Both are applicable to accidents that occurred on or after March 1, 2017. Michelle Reilly looks at the new agreements and reflects on the impact they will have on engine requirements in the UK.